3 sec
Claims Payout
200+
Countries
60%
Cost Reduction
$500M+
Premiums Processed
Use Cases
Instant Claims
Like Lemonade's AI claims—pay valid claims in seconds, not weeks. Direct ACH, card push, or stablecoin rails.
Global Premium Collection
Collect premiums like AXA—local payment methods in 200+ countries. Alipay in China, Pix in Brazil, cards everywhere.
Treasury Optimization
Float management like Berkshire—earn yield on reserves. Multi-currency accounts, FX hedging, and T-bill ladders.
Reinsurance Settlement
Instant settlement with reinsurers via stablecoin rails. Lloyd's is already exploring blockchain settlement.
Features
Instant ACH, card push, RTP payouts
Local payment methods in 200+ countries
Float management with yield optimization
Real-time FX hedging
Automated premium reconciliation
State insurance compliance (all 50 states)
White-label policyholder portals
Guidewire & Duck Creek integration
Integrations
GuidewireDuck CreekMajescoSapiensSwiss ReMunich ReVerisk
Ready to get started?
Talk to our team about how Lux can power your insurance infrastructure.