200+
Countries
180+
Currencies
<3s
Settlement
50+
Payment Rails
How It Works
Stablecoin infrastructure meets local payment rails
200+ Countries
Send fiat and crypto payments to every country. All currencies supported with local payout.
Instant Settlement
Real-time settlement via blockchain. Fiat conversion and local payout in seconds.
All Payment Rails
SWIFT, SEPA, ACH, SPEI, PIX, UPI, FAST, and 50+ local payment networks.
Compliance Built-In
Automatic sanctions screening, KYC verification, and regulatory reporting.
One API for Global Payments
Send payments to any country with a single API call. We handle FX conversion, compliance, and local payout automatically.
Automatic FX with locked rates
Built-in sanctions and compliance screening
Real-time status webhooks
Transparent fee structure
cross-border-payment.ts
<span class="keyword">const</span> payment = <span class="keyword">await</span> lux.payments.<span class="property">create</span>({
<span class="property">amount</span>: <span class="string">"5000.00"</span>,
<span class="property">sourceCurrency</span>: <span class="string">"USD"</span>,
<span class="property">sourceMethod</span>: <span class="string">"stablecoin:USDC"</span>,
<span class="property">destination</span>: {
<span class="property">country</span>: <span class="string">"MX"</span>,
<span class="property">currency</span>: <span class="string">"MXN"</span>,
<span class="property">method</span>: <span class="string">"SPEI"</span>,
<span class="property">accountNumber</span>: <span class="string">"014..."</span>,
<span class="property">recipientName</span>: <span class="string">"Maria Garcia"</span>,
},
});
console.<span class="property">log</span>(payment);
<span class="comment">// {</span>
<span class="comment">// id: "pmt_abc123",</span>
<span class="comment">// status: "completed",</span>
<span class="comment">// fx_rate: "17.45",</span>
<span class="comment">// amount_delivered: "87250.00 MXN",</span>
<span class="comment">// fee: "5.00 USD"</span>
<span class="comment">// }</span>Popular Corridors
Optimized routes for high-volume payment flows
RouteLocal Rail
USA→MexicoMXNSPEIInstant
USA→NigeriaNGNBank TransferSame Day
UK→IndiaINRIMPS/UPIInstant
EU→SingaporeSGDFASTInstant
UK→PhilippinesPHPInstaPayInstant
USA→BrazilBRLPIXInstant
compliance-check.ts
<span class="comment">// Automatic compliance checks</span>
<span class="keyword">const</span> payment = <span class="keyword">await</span> lux.payments.<span class="property">create</span>({
<span class="property">amount</span>: <span class="string">"10000.00"</span>,
<span class="property">destination</span>: { ... },
<span class="comment">// Compliance is built-in</span>
<span class="property">compliance</span>: {
<span class="property">sanctions</span>: <span class="keyword">true</span>, <span class="comment">// OFAC, EU, UN</span>
<span class="property">pep</span>: <span class="keyword">true</span>, <span class="comment">// PEP screening</span>
<span class="property">aml</span>: <span class="keyword">true</span>, <span class="comment">// AML checks</span>
},
});
<span class="comment">// Check compliance status</span>
<span class="keyword">if</span> (payment.<span class="property">compliance</span>.<span class="property">status</span> === <span class="string">'cleared'</span>) {
console.<span class="property">log</span>(<span class="string">'Payment approved'</span>);
} <span class="keyword">else</span> {
console.<span class="property">log</span>(<span class="string">'Manual review required'</span>);
}Compliance
Built-In Regulatory Compliance
Every payment is automatically screened against global sanctions lists, PEP databases, and AML rules. Stay compliant without building your own compliance infrastructure.
OFAC, EU, UN sanctions screening
Politically Exposed Person (PEP) checks
Transaction monitoring and alerts
Regulatory reporting and audit trails
Start sending globally
Get API access and start processing cross-border payments.